Tuesday, May 16, 2017

Ways An Injury Lawyer In Guelph Negotiates With Insurance Adjuster

No matter, how confident you feel about winning a personal injury claim, a lot still remains in the hands of the insurance adjuster. Most of such claims are filed just to fetch insurance claims to recover the damages done in an accident. However, these insurance adjusters are skilled to look out for various ways to minimize or deny your insurance claims. That is why you need to have the support of a good Injury Lawyer in Guelph as they are good at negotiations, which is a must before filing a personal injury case.

Insurance Company Claim

The first initial step to negotiate with the insurance adjusters is to file a claim with the insurance company. You must notify the defendant’s insurance company about the accident and file for the claim at the earliest, so that the company doesn’t reject it on the basis of invalidity.

Reservation of Rights Letter

Once, you file an insurance claim; make sure to ask for a reservation of rights letter from that company. This letter should be preserved as a proof to show that the insurance company promised to investigate the claim.

Demand Letter

As per a professional Injury Lawyer in Guelph, third important step to negotiate with an insurance adjuster is to send a detailed demand letter describing your accident, injury, damages and compensation expected. Include, all the major damages suffered due to the accident and injury in the demand letter once and for all.

Adjuster’s Response

Once, you have sent the demand letter, it’s time to wait for a response from the insurance adjuster. This response can either be in the form of a phone call or a written letter with an initial settlement offer. This is actually the point from where the negotiation with the adjuster begins.

Initial Offer and Counter Offer

Another major tip here to deal with the insurance adjuster is not to jump right on the initial offer. A professional Injury Lawyer in Guelph knows that these adjusters offer minimum amount as the initial settlement offer to see how eager the victim is to grab the settlement. So, the trick here is to deny the initial offer and instead place your own counter offer.

Further Negotiation

According to a professional Injury Lawyer in Guelph, many times, even the adjuster doesn’t agree or respond to the counter offer that you send in. So, it is time to get involved in further negotiations to fetch a fair insurance claim. Remember, not to hurry and offer another counter offer because this will show your eagerness and will spoil your chances of a fair insurance. So, wait for the adjuster to come up with the second offer.

Final Settlement

After a series of negotiations, the final settlement is reached and it is totally in the hands of the victim whether or not to accept it or not. Visit Here: MA Personal Injury Lawyer

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